District Paid Employee Only Coverage
The District provides all full-time employees health, dental and vision insurance, as well as long-term and short-term disability and life insurance at no cost to the employee (at the single employee rate and up to the cost of the Union PPO medical plan.)
Union offers a traditional medical indemnity plan (PPO) along with a wide network of doctor choices, with no referrals required by the plan for specialist visits.
Union's dental plan is designed to help with the cost of routine, preventive and major dental care.
Plan providing one vision-screening exam annually.
The district provides a minimum of $20,000 of life and accidental death and dismemberment coverage.
Disability coverage provides employees with an income in the event they are unable to work due to an accident or illness.
In addition to the district-paid coverage above, employees are provided with a variety of other insurance plans, which they may pay for themselves:
Medical: Additional family coverage is available at employee's expense under the traditional PPO medical plan.
Dental: An optional plan includes a higher yearly maximum and a higher percentage for major services.
Vision: An optional plan includes coverage for frames, lenses or contacts.
Accident: A plan to provide a cash benefit if an employee has an accident or becomes injured. & Texas Life: A life insurance policy that is permanent and portable that locks in rates until age 121.
Supplemental Life Insurance: Low-cost term life insurance for employee and family members.
Legal Insurance: Offers affordable access to legal services.
Cancer: Plan designed to offset catastrophic costs associated with the treatment of cancer. This is a supplement to the health insurance coverage.
Supplemental Disability: Plan to provide cash benefit if employee becomes hospitalized and cannot work due to an accident or illness.
Auto/Home: Offered through direct-bill to employee’s home with group discounts.
Pet Insurance: Offered through direct-bill to employee’s home with group discounts.
The FREE Benefitcloud App gives full-time, benefit-eligible employees and covered dependents on-the-go iPhone or Android access to benefit overviews, ID cards, links to provider websites, retirement plan vendor contact information, and much more. Click here for registration instructions and download it today!
Online Provider Directory Instructions
For Provider information for the Union PPO, please visit www.umr.com and search by unitedhealthcare choice plus network.
For plan administration information, please visit www.umr.com.